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Review: We$ley Learns about Credit


Before reading “We$ley Learns about Credit” I had never even heard about credit. “Credit is the ability to get something from someone before paying for it because that person trust that you will pay for it later.” The higher your credit score is the more your trusted to pay back any money that you owe. If you credit score is low people might not want to loan you any money because they will be afraid that you wont be able to pay them back. In the story Wesley was spending the weekend at his Uncle Robs. Uncle Rob was shopping around for a new car so he takes Wesley with him to the car dealership. Uncle Rob finds a great car, but when the car dealers run his credit it shows that Uncle Rob has a low credit score. The car dealers won't give Uncle Rob a loan because his credit score was low so they don't trust him enough to pay them back. At first I thought learning about credit would be boring since its something you do as an adult, but I like the fact that the author showed kids a few ways that they can start building credit early. I think this a great book for all kids to read because one day we will need to use our credit so why not start building credit and learning early so we don't have to learn like Uncle Rob did in the story.

 

About the book

When Wesley goes to his uncle Rob’s house for summer break, he has no idea he’s going to learn about something entirely new to him. Uncle Rob has wanted a new car for a while. When he spots a great deal for one online, he takes Wesley to the dealership with him to check it out. Unfortunately, there is a problem with Uncle Rob’s credit, and the deal can’t be made. Uncle Rob sadly leaves without the car, and this leaves Wesley confused and perplexed about just what credit is. As he learns the ins and outs of credit, Wesley also comes up with a brilliant idea to help Uncle Rob. Follow Wesley as he learns the lessons of what it means to have, maintain, and restore credit. This children’s story shows how one little boy learns about credit, offering a kid-friendly introduction into the world of credit and finance.

Prince & Wesley Dykes

About the author

Prince W. Dykes is the CEO of "Royal Financial Investment Group," host of "The Investor Show" and award-winning author of the "Wesley Learns" series (financial education books for children).

Mr. Dykes was unable to find resourceful information on how to invest, and therefore immersed himself in retirement accounts, funds, credit scores, trading and more. He earned a Bachelor’s Degree in Management followed by a Masters in Business Administration. Mr. Dykes then became an Investment Advisor Representative and a Securities Agent by North American Securities Administrators Association.

In addition to his work with Royal Financial Investment Group, Prince Dykes proudly serves his country as a serviceman on active duty. He is a Georgia native, and the youngest of four boys. When he’s not working, Dykes enjoys spending time with his family and listening to music.


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